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stanreinford wrote a new blog post: Maintenance Agreements for private roads, shared driveways, wells and septic systems, VA 4 hours, 48 minutes ago · View
Hi and welcome to this weeks Stan’s Point of View. Happy Day Light Savings. Hopefully you remembered to turn your clocks ahead today. Think Spring and warmer weather! This week I want to talk about Recorded Maintenance agreements for private roads, shared drive ways, wells and septic. This is a very important topic ! These are requirement on ALL [...]
BY MATTHEW GRAHAM Mortgage rates rose sharply for the third time this week, bringing them to levels not seen since January 15th. Today’s move followed a stronger-than-expected Employment Situation report. This is the most significant economic report each month and when it’s strong, rates tend to suffer. Today was no exception as job creation moved back in line with [...]
February 2014 January 2014 December 2013 November 2013 October 2013 September 2013 Mother Nature Keeps Buyers Inside Severe winter weather from the south to the northeast kept prospective homebuyers indoors, resulting in home buying traffic at its lowest pace since April 2013.
Fred Kreger wrote a new blog post: NAMB Government Affairs Update 2014 Legislative and Regulatory Conference Follow Up! 2 days, 4 hours ago · View
NAMB Government Affairs Update 2014 Legislative and Regulatory Conference Follow Up! Hello Mortgage Professionals! Well, I’m back here in sunny and cold Boston, Massachusetts after an exciting and extremely productive three days in Washington DC for our 2014 annual legislative conference. Before I get into the debrief and briefly touch upon some of the highlights of our [...]
Cal Haupt, President & CEO, Southeast Mortgage wrote a new blog post: The Housing Recovery Continues Despite a Drop In New Home Sales 2 days, 5 hours ago · View
Purchases of new home sales decreased 7 percent in December, according to the Bloomberg Commerce Department. However, Trulia’s Jed Kolko assures that there are other signs of “remarkable resilience” for the housing industry as new home sales are just one piece of the market recovery puzzle. Non-distressed homes spent 20 percent less time on the market [...]
Fred Kreger wrote a new blog post: Weather that seems to being blamed for everything and That Darn autocorrect 2 days, 6 hours ago · View
The weather…the weather…the weather! It is the weather that seems to being blamed from everything from low consumer confidence, to a decline in manufacturing, to poor retail sales. The relentless cold and snow in the Mid-Atlantic States all the way up to the Northeast through the month of February has many residents in those areas [...]
Fred Kreger wrote a new blog post: Compliance costs have increased more than 5% due to Dodd Frank 2 days, 6 hours ago · View
Thank you Rob Chrisman for pointing this out. A study by George Mason University finds 83% of community banks in the U.S. say their compliance costs have increased more than 5% due to Dodd Frank. Of course those costs are passed on to depositors and borrowers. The Mercatus Center at George Mason University recently published [...]
Fred Kreger wrote a new blog post: Michael Milken: How Housing Policy Hurts the Middle Class 2 days, 6 hours ago · View
Michael Milken: How Housing Policy Hurts the Middle Class Many buyers decided that the largest-possible house was a better idea than a retirement fund or a child’s education.
The American dream traditionally meant that anyone could get ahead based on ability and hard work. But over the past few decades, the [...]
Loan volume is currently at 2008 levels. Say hello to the lenders recession? Not to get anyone alarmed, but, loan volume is down to 2008 levels. Do you remember 2008? Sure you do. 2008 was when the recession was alive and kicking. Well seems were in the same spot now as we were then when it [...]
Jehoshua Shapiro wrote a new blog post: Don’t Make These Mistakes When You Want To Get A Home Loan 2 days, 6 hours ago · View
Getting a home loan can be a challenging process, and a finicky one. Qualifying can be challenging and once a buyer gets approved, it can be surprisingly easy to derail the process. Here are some mistakes to be avoided: Not Pre-Checking Credit Once a borrower makes his application for a mortgage, his fate is largely sealed. One way [...]
Bob Brenner, CMPS, MBA wrote a new blog post: We Turn the US Treasury into the CFPB for Abusive Lending Practices! 2 days, 23 hours ago · View
Fred Kreger wrote a new blog post: CAMP and NAMB Go To Washington, Flood Insurance Fix Passes House 3 days, 6 hours ago · View
NAMB Government Affairs Update 2014 Legislative and Regulatory Conference Follow Up H.R. 3370 – Homeowner Flood Insurance Affordability Act of 2013 PassesOn Tuesday, March 4, 2014, NAMB members from all over the United States braved the record cold tempuratures to represent mortgage professionals, small businesses, and most importantly, consumers to lobby for H.R.3370, the Homeowner Flood Insurance Affordability [...]