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  • Remoun Said wrote a new blog post: AvatarRemo’s Carving Pumpkin Contest   21 hours, 3 minutes ago · View

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    So, have you carved a pumpkin yet, or maybe you’re carving this weekend… Get us your picture so we can enter it in  “Remo’s Carving Pumpkin Contest”. To enter, you can either (1) Text your picture to 562-762-8581 (2) Email your picture to RemounS@Gmail.com (3) Send it through Facebook via Messenger. Rules… Most likes on their picture will win…1st [...]
  • Joy Riley wrote a new blog post: AvatarRaking in Refinances Again   1 day, 1 hour ago · View

    ThumbnailWe don’t have a show today so you can move along if you want because we’re going to pitch something to you in the absence of said show. Brian went one direction and Frank went another with office duties so getting a show out simply wasn’t an option. But we do want to do a little [...]

  • Fred Kreger wrote a new blog post: AvatarNAMB Government Affairs Update 2014 Mortgage Survey   1 day, 4 hours ago · View

    Help NAMB Tell Your Story NAMB Government Affairs Update 2014 Mortgage Survey The CFPB Wants To See Data Recently the Government Affairs team met with the CFPB to discuss mortgage brokerage compensation, the 3% cap on points and fees, as well as loan origination compensation. The CFPB provided excellent industry insight and guidance into several of the key areas [...]

  • Cal Haupt, CEO, Southeast Mortgage wrote a new blog post: AvatarHousing is waking up to a new hangover   1 day, 5 hours ago · View

    ThumbnailWhat a difference a year makes. The housing recovery that was in full force just last year seems to be dramatically slowing down. While  foreclosures have continued to fall, investors’ interest in buying  foreclosed homes has waned. As a result, home prices have declined while the number of homes for sales is rising, homes are sitting [...]

  • Fred Kreger wrote a new blog post: AvatarAre you worried about the Government raising interest rates?   1 day, 5 hours ago · View

    ThumbnailAfter last week’s downward super slide of the stock market, it seems that investors have a lot to celebrate this week. Last week the market concerned itself with Ebola fears as well as European and China economic slowdowns. However, this week corporate profit reports have seemed to have investors forgetting all about those issues. Caterpillar, which [...]

  • Fred Kreger wrote a new blog post: AvatarCFPB finalizes amendments to mortgage rules   2 days, 3 hours ago · View

    CFPB finalizes amendments to mortgage rules Posted: 23 Oct 2014 08:05 AM PDT Richard J. Andreano, Jr. The CFPB has issued a final rule amending certain provisions of the 2013 Title XIV final mortgage rules.  While in its press release  the CFPB describes the amendments as “minor adjustments to its mortgage rules,” the final rule contains several major changes from [...]

  • Joy Riley wrote a new blog post: AvatarNon Depository Lenders Under Review   2 days, 3 hours ago · View

    ThumbnailWell the big banks who have been losing out to the non-depository lenders in the mortgage space have made enough noise to gather some steam for a review of their practices. Be sure to catch all of your real estate and mortgage news every morning with Frank and Brian. Please forward, share, subscribe and post to [...]

  • Bob Brenner, CMPS, MBA wrote a new blog post: AvatarNon-Depository Lenders Under Review…   2 days, 5 hours ago · View

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  • Fred Kreger wrote a new blog post: AvatarCFPB Finalizes Minor Changes to Rules to Expand Credit Access   2 days, 6 hours ago · View

    “Allow some non-profits to provide mortgage credit and servicing” Author: Brian Honea October 22, 2014 The Consumer Financial Protection Bureau (CFPB) finalized minor changes to its mortgage rules designed to ensure expanded credit access, which has been a hot topic in recent weeks. The adjustments were proposed in April and include changes that will allow some [...]

  • Bob Brenner, CMPS, MBA wrote a new blog post: AvatarDanger – Cliff Ahead?   2 days, 22 hours ago · View

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  • Fred Kreger wrote a new blog post: AvatarMichelle’s Echo: CAMP’s Weekly Messenger   3 days ago · View

    Wednesday, October 22, 2014 We have a little more than a week left in October. While I’m really enjoying the cooler fall weather, I’m hoping for rain. We did have one day of rain but it’s really not enough. On a different note, I’m happy to see the SF Giants in the World Series. I [...]

  • Fred Kreger wrote a new blog post: AvatarFinancial Regulators Finalize QRM Rule   3 days, 4 hours ago · View

    Financial Regulators Finalize QRM Rule Author: Tory Barringer October 21, 2014 0 Federal regulators announced on Tuesday they have finalized a rule establishing a risk retention framework for mortgage lenders securitizing and selling loans. The so-called qualified residential mortgage (QRM) rule, which was put up for consideration by FDIC’s board of directors Tuesday morning, would require [...]

  • Joy Riley wrote a new blog post: AvatarThis Graph Shows Potential Danger Ahead   3 days, 7 hours ago · View

    ThumbnailCheck out today’s show and see a graph that shows potential danger we are in right now. It’s quite interesting. danger-cliff-aheadBe sure to catch all of your real estate and mortgage news every morning with Frank and Brian. Please forward, share, subscribe and post to your social sites if you find today’s information useful, and be [...]

  • Joy Riley wrote a new blog post: AvatarFeds Meeting to Ease Lending Requirements   4 days, 2 hours ago · View

    ThumbnailThere’s a big meeting coming up whereas the powers that be are going to address creating a more even playing field with respect to depository and non-depository lenders. Businessmen facing each other across a tableBe sure to catch all of your real estate and mortgage news every morning with Frank and Brian. Please forward, share, subscribe [...]

  • Fred Kreger wrote a new blog post: AvatarMel Watt and Julian Castro announce housing policy changes   4 days, 5 hours ago · View

    MBA calls the policy changes “extremely positive”

    October 20, 2014
    Federal Housing Finance Agency Director Met Watt and U.S. Secretary of Housing and Urban Development Julian Castro announced their plans to address some of the housing finance industry pain points in what MBA CEO David Stevens called “extremely positive” policy steps. Speaking at the Mortgage Bankers Association Annual Convention & Expo [...]
  • Fred Kreger wrote a new blog post: AvatarIs QRM still around?   4 days, 6 hours ago · View

    Per a Fed announcement, a group of six federal regulators will meet tomorrow to finalize the risk retention/qualified residential (QRM) exemption rules required under Dodd-Frank . The market is expecting a QRM rule which will track the CFPB’s Qualified Mortgage (QM) rule which would be a positive for the mortgage insurers as it would not mandate a [...]

  • Eric Gausepohl wrote a new blog post: AvatarDoubled Up Households Increase   5 days ago · View

    ThumbnailA “doubled-up” household is when a residence has more than one set of people living in it. The most common example is when working adults move back in with their parents.  Read this week’s Realtor Insider to read more about what is causing doubled up households to increase.  Also, find information on this week’s mortgage rates here. [...]

  • Joy Riley wrote a new blog post: AvatarThe NREP Show 10.20.14   5 days, 2 hours ago · View

    ThumbnailThanks for tuning in to watch today’s National Real Estate Post with Frank Garay and Brian Stevens. Be sure to catch all of your real estate and mortgage news every morning with Frank and Brian. Please forward, share, subscribe and post to your social sites if you find today’s information useful, and be sure to share [...]

  • Fred Kreger wrote a new blog post: AvatarNAMB The Monday Morning Messenger 10/20/2014   5 days, 6 hours ago · View

    Monday, October 20 I was reminded this week that Halloween is only a few days away, and we need to start to prepare at our house. As most of you probably know, my daughter got married a few years ago on Halloween because it is her favorite holiday. So, we are starting to decorate for this [...]

  • Bob Brenner, CMPS, MBA wrote a new blog post: AvatarThe Phone Book…People Still Use it?   5 days, 6 hours ago · View

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