Hi, I’m Tracy L. Kelly. I’m the President and Mortgage Loan Broker for Kelly Mortgage and Realty, Inc. I am a licensed Mortgage Broker in in 11 states and am able to assist with a wide variety of mortgage loans, incuding conventional, FHA and VA. I pride myself in having an excellent reputation by being honest and forthright when dealing with borrowers. I was nominated in 2010 as “Woman of the Year” by the National Association of Professional Women.
I have survived not only the current economic status of mortgage banks, but also the negative connotations surrounding the name “mortgage broker” today. I am motivated, results-oriented and financially astute. I have an excellent record of providing the best possible rate available for home buyers and those refinancing their existing property. Keeping the borrower’s best interest is always my primary goal. I am deeply committed to providing a smooth and enjoyable transaction keeping lines of communication open between myself and all involved in the mortgage process. I am skilled skilled in dealing with a wide variety of negotiations including traditional transactions, land sales, new construction, condo conversions, short sales, loss mitigation, refinance, and foreclosures; just to name a few. Known for an exemplary level of integrity and knowledge, I graciously upholds the standards set by my company, Kelly Mortgage and Realty, Inc., located in Southern California.
Prior to launching my career in both the mortgage and real estate business, I enjoyed a successful career in sales & marketing in various industries. I spent over 20 years in the communication industry, negotiating with high level executives and/or mom and pop shop owners. My past successes were in the sales and marketing aspects of the telecommunication business where I worked for one of the largest internet providers in the world. I have received numerous Top Sales Awards and continue to apply my honest work ethics to my own company.
My belief in myself and that “nothing in life is impossible if you are willing to work for it” motto, has made me the success I am today. With a unique blend of creativity and knowledge, I go above and beyond my means to place my clients in the best possible rate and terms to suit their current financial needs.
I currently reside in Southern, CA. I was born and raised primarily in Costa Mesa/Newport Beach, CA and pride myself as being one of few true California girls. I am passionate about being a good mother
and raising her son to be a confident, compassionate and loving individual. My family is the reason I chose this line of work, being a broker gives me the flexibility to work around my family’s needs, rather than a nine to five where my life is prioritized around my job. This freedom also allows me to be under less stress giving my clients 100% of her attention when they require my time and care in their financial decisions.
When the time comes to make your next mortgage decision, please give me a call to schedule a consultation. I will then set off in the pursuit of your goals. Whether you are buying, selling, building or leasing a home, I have the ability to find your loan a home. I will ensure an unprecedented level of service throughout your mortgage endeavor.
Tracy L. Kelly
President/Broker of Record
Kelly Mortgage and Realty, Inc.
Direct: (949) 916-8511
Fax: (949) 269-9102
Company NMLS: 3160
MLO: 24660
