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Hi, I’m Tracy Kelly. Call me at (949) 916-8511 or email me at tracy@kellymortgageandrealty.com.

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TBWS Daily Show
CFPB Holds Forum on LO Comp
Housing Numbers On The Rise
First Realtor Income Rise in 9 Years!
Housing Statistics
Future of U.S. Housing Markets Depends Largely on Echo Boomers
WASHINGTON (May 18, 2012) - The next two decades in housing markets depends largely on the Echo Boomers. That's according to panelists at the "Shifting Demographics and Housing Choice: A Whole New World?" session today during the Realtors® 2012 Midyear Legislative Meetings & Trade Expo here. There are approximately 62 million echo boomers […]
Lack of Capital Hinders Commercial Market While Modest Improvement Persists
National Association of Realtors® Chief Economist Lawrence Yun presented a modest and hopeful outlook for the commercial real estate market during the Economic Issues and Commercial Business Trends Forum at the Realtor® Midyear Legislative Meetings & Trade Expo in Washington, D.C. today. “The commercial market has displayed modest growth lately,” said Yu […]
Housing Affordability Indices Reach Records in First Quarter
WASHINGTON (May 15, 2012) – Housing affordability conditions for all buyers reached a milestone in the first quarter, according to the National Association of Realtors®. NAR's composite quarterly Housing Affordability Index* rose to a record high of 205.9 in first quarter, based on the relationship between median home price, median family income and ave […]

Licensing Information

Kelly Mortgage and Realty, Inc. State NMLS California 01491410 3160 Tracy L Kelly 01421076 24660 Stella Croxon 01235563 238972 Ronnie Shaban 01857309 301931 Arizona - CA Location MB - 0908642 3160 Arizona - AZ Branch Location MBBR - 0112167 165200 Tracy L Kelly LO-0917218 24660 Colorado LMB100013426 3160 Tracy L Kelly LMB100013426 24660 Florida MBB0704276 3160 Tracy L Kelly MB0815029 24660 Idaho MBL-4942 3160 Tracy L Kelly 24660 Maryland 15249 3160 Tracy L Kelly 24660 Nevada - CA Location 2897 3160 Nevada - NV Branch 663726 Tracy L Kelly Jim Kupsh 357878 New Mexico 03284 3160 Tracy L Kelly 24660 Oregon ML-4261 3160 Tracy L Kelly 24660 Utah 7202148-MLCO 3160 Tracy L Kelly 7138156-PLMO 24660 Washington MB-3160 3160 Tracy L Kelly MLP-24660 24660
Equal Housing Opportunity
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Traditional Closing Expenses
Discount Points
Origination Fee	%
Lender Processing Fees	$
Credit Report	$
Appraisal	$
Title Insurance	$
Reconveyance Fee	$
Recording Fee	$
Wire and Courier Fees	$
Endorsement Fee	$
Title Closing Fee	$
Title Document Prep Fee	$
Other Fees	$

Traditional Closing Expenses
Discount Points
Origination Fee	%
Lender Processing Fees	$
Credit Report	$
Appraisal	$
Title Insurance	$
Reconveyance Fee	$
Recording Fee	$
Wire and Courier Fees	$
Endorsement Fee	$
Title Closing Fee	$
Title Document Prep Fee	$
Other Fees	$